Terms of Service

Last updated: December 11, 2025

1. Acceptance of Terms

By accessing or using AI Horse Picks ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

AI Horse Picks provides AI-generated predictions and analysis for horse racing. Our Service includes both free and premium subscription-based features. The predictions are generated using machine learning algorithms based on historical racing data.

3. User Accounts

To access certain features of our Service, you must create an account. You agree to:

  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

4. Subscription and Payments

Premium features require a paid subscription. By subscribing, you agree to:

  • Pay the applicable subscription fees as displayed at the time of purchase
  • Automatic renewal of your subscription until canceled
  • Provide valid payment information through our payment processor (Stripe)

You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period.

5. Disclaimer of Warranties

IMPORTANT: AI Horse Picks provides predictions for informational and entertainment purposes only.

  • Our predictions are not guarantees of outcomes
  • Past performance does not guarantee future results
  • We do not encourage or facilitate gambling
  • You are solely responsible for any decisions made based on our predictions
  • We are not liable for any financial losses incurred

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AI HORSE PICKS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE SERVICE.

7. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Service
  • Reproduce, distribute, or resell our predictions without permission
  • Use automated systems to access the Service without our consent
  • Interfere with or disrupt the Service or servers

8. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are owned by AI Horse Picks and are protected by copyright, trademark, and other intellectual property laws.

9. Termination

We reserve the right to suspend or terminate your account at any time for violations of these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Service will immediately cease.

10. Changes to Terms

We may modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Contact Us

If you have any questions about these Terms, please contact us at: aihorsepicks@twansoftware.com